FM Realty, Green Cove Springs, Florida

Orange Park FL – No one wants a deficiency on a short sale. It’s not your fault the housing market crashed. In fact, some people say that the banks and Wall Street are what caused the crash. Get my Free, Step By Step Loan Modification Guide by clicking here. Here are four ways that you can reduce the deficiency amount on your short ...

Orange Park FL – Most people short selling their home do not want to repay the deficiency. And in most cases, the lender allows them to walk away with no deficiency. But, that is not always the case. Some banks are very pushy when it comes to the deficiency. They won’t approve the short sale unless the borrower accepts a ...

Orange Park FL – Loan Modifications are tough. Lenders don’t want to reduce your payment or reduce the amount you owe. It’s insane. Don’t even get me started on the topic of the nation’s courts being tilted in the favor of the big banks! Get my Free, Step By Step Loan Modification Guide by clicking here. Most loan ...

Orange Park FL –We had a question about FHA short sales yesterday. We did some research on FHA short sales as a result. We stumbled upon something interesting. We have a list of all of the things that FHA considers legitimate hardships for a short sale. Click here to view the actual list from FHA. The good news is that if FHA considers ...

Orange Park FL – The Stop Foreclosure Institute recently received a question from Tonia about short sales. Apparently Tonia has been mislead by her lender. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is Tonia’s question about short sales. “I’ve been trying to sell my house for over a year now ...

Orange Park FL – I know a guy that wiped out 300k in mortgage debt. I’ll call him Tom. The name and some of the details have been changed to protect his privacy. Tom owed a lot of money on his house. He owed 600k on a first mortgage and then another 300k on a second mortgage. Get my Free, Step By Step Loan Modification Guide by ...

Orange Park FL – Some sellers think that if they sell their house for more money, then they are less likely to have a deficiency. Let me explain why that is not true. Get my Free, Step By Step Loan Modification Guide by clicking here. Another realtor recently told us about a short sale they were involved in. This realtor was representing ...

Orange Park FL – The Stop Foreclosure Institute recently received an e-mail from a recent short sale seller. We had helped him short sale his house. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is his e-mail. “Hi, I hope all is well. I am getting back to you on my credit scores. My score went from 663 in ...

Orange Park FL – Most homeowners negotiating a loan modification are not amazing negotiators. After all, it’s not every American’s job to be a great negotiator. America is built on hard work and treating people fair. Most stores offer products at a good, fair price. The price is the price. If you don’t like it, then ...

Orange Park FL – If you have a foreclosure or short sale on your credit report, then it will lower your credit score quickly. In the near term, the decrease will be much more than it will be a few months down the road when it starts to inch its way back up. Get my Free, Step By Step Loan Modification Guide by clicking here. The credit ...