FM Realty, Green Cove Springs, Florida

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• Three Ways To Reduce Your Orange Park Short Sale Deficiency

  Orange Park FL – No one wants a deficiency on a short sale. It’s not your fault the housing market crashed. In fact, some people say that the banks and Wall Street are what caused the crash. Get my Free, Step By Step Loan Modification Guide Read More... Posted Tuesday, July 12, 2011 10:29 AM by Fred Martin | 0 Comments Filed under: Real Estate, Announcements, Finances, Seller Information

• Orange Park Short Sale Myth: The bank wants a deficiency on the short sale so I can get out of it by letting them foreclose

  Orange Park FL – Most people short selling their home do not want to repay the deficiency. And in most cases, the lender allows them to walk away with no deficiency. But, that is not always the case. Some banks are very pushy when it comes to the Read More... Posted Monday, July 11, 2011 11:22 AM by Fred Martin | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Seller Information

• A Cautionary Tale On Orange Park Loan Modifications

  Orange Park FL – Loan Modifications are tough. Lenders don’t want to reduce your payment or reduce the amount you owe. It’s insane. Don’t even get me started on the topic of the nation’s courts being tilted in the favor of Read More... Posted Friday, July 08, 2011 5:45 PM by Fred Martin | 0 Comments Filed under: Real Estate, Finances, Seller Information, Community Information

• Orange Park Short Sales: What Do Lenders Consider A Legitimate Hardship For A Short Sale?

  Orange Park FL –We had a question about FHA short sales yesterday. We did some research on FHA short sales as a result. We stumbled upon something interesting. We have a list of all of the things that FHA considers legitimate hardships for a short Read More... Posted Friday, July 08, 2011 5:40 PM by Fred Martin | 0 Comments Filed under: Real Estate, Announcements, Finances, Buyer Information, Seller Information

• Orange Park Short Sale Myth: I Have To Go Thru The Loan Mod Process Before I Can Short Sell

  Orange Park FL – The Stop Foreclosure Institute recently received a question from Tonia about short sales. Apparently Tonia has been mislead by her lender. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is Tonia’s Read More... Posted Thursday, July 07, 2011 11:17 AM by Fred Martin | 0 Comments Filed under: Real Estate, Announcements, Finances, Buyer Information, Seller Information

• Orange Park Loan Modification Success Story: Man Wipes Out 300k In Mortgage Debt

  Orange Park FL – I know a guy that wiped out 300k in mortgage debt. I’ll call him Tom. The name and some of the details have been changed to protect his privacy. Tom owed a lot of money on his house. He owed 600k on a first mortgage and then Read More... Posted Wednesday, July 06, 2011 10:29 AM by Fred Martin | 0 Comments Filed under: Real Estate, Announcements, Finances, Seller Information, Community Information

• Orange Park Short Sale Myth: If I Sell For More, Then I Won’t Have A Deficiency

  Orange Park FL – Some sellers think that if they sell their house for more money, then they are less likely to have a deficiency. Let me explain why that is not true. Get my Free, Step By Step Loan Modification Guide by clicking here. Another realtor Read More... Posted Wednesday, July 06, 2011 10:26 AM by Fred Martin | 0 Comments Filed under: Real Estate, Announcements, Finances, Buyer Information, Seller Information, Community Information

• Yes, a Orange Park Short Sale May Actually Help Your Credit

  Orange Park FL – The Stop Foreclosure Institute recently received an e-mail from a recent short sale seller. We had helped him short sale his house. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is his e-mail. “Hi, Read More... Posted Wednesday, July 06, 2011 10:22 AM by Fred Martin | 0 Comments Filed under: Real Estate, Announcements, Finances, Buyer Information, Seller Information, Community Information

• A Common Orange Park Loan Modification Mistake and How To Avoid It

  Orange Park FL – Most homeowners negotiating a loan modification are not amazing negotiators. After all, it’s not every American’s job to be a great negotiator. America is built on hard work and treating people fair. Most stores offer Read More... Posted Wednesday, July 06, 2011 10:19 AM by Fred Martin | 0 Comments Filed under: Real Estate, Announcements, Finances, Buyer Information, Seller Information, Community Information

• Fixing Credit After A Orange Park Short Sale Step 10: Maintaining Good Credit

  Orange Park FL – If you have a foreclosure or short sale on your credit report, then it will lower your credit score quickly. In the near term, the decrease will be much more than it will be a few months down the road when it starts to inch its Read More... Posted Wednesday, July 06, 2011 10:15 AM by Fred Martin | 0 Comments Filed under: Real Estate, Announcements, Finances, Buyer Information, Seller Information, Community Information

• Fixing Credit After A Orange Park Short Sale Step 9: Rinse & Repeat

  Orange Park FL – The next step in your path to an improved credit score is to do what they say on the shampoo bottles: Rinse and Repeat. Get my Free, Step By Step Loan Modification Guide by clicking here. In the Rinse and Repeat phase, you just Read More... Posted Wednesday, July 06, 2011 10:11 AM by Fred Martin | 0 Comments Filed under: Real Estate, Announcements, Finances, Buyer Information, Seller Information, Community Information

• Fixing Credit After A Orange Park Short Sale Step 8: Checking Your Results

  Orange Park FL – The next step in your credit repair process is a very important one. This is the time where you check the results of your efforts so far. Get my Free, Step By Step Loan Modification Guide by clicking here. The credit bureaus have Read More... Posted Wednesday, July 06, 2011 10:08 AM by Fred Martin | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Seller Information, Community Information

• Fixing Credit After A Orange Park Short Sale Step 7: The Waiting Period

  Orange Park FL – The next step in the process of getting a cleaned up credit report, is the one that takes the least effort, but the most patience: WAITING. You’ve done your part to get the ball rolling, and now the credit reporting companies Read More... Posted Wednesday, July 06, 2011 10:04 AM by Fred Martin | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Seller Information

• Fixing Credit After A Orange Park Short Sale Step 6: Why It’s So Important To Document Everything

  Orange Park FL – I mentioned in the last note that you’ll need to keep a file of records about your credit restoration process. This is an important part of the process, and deserves a bit more than a brief mention. Get my Free, Step By Step Read More... Posted Tuesday, July 05, 2011 11:42 AM by Fred Martin | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Seller Information

• Fixing Credit After A Orange Park Short Sale Step 5: How To Mail The Letter

  Orange Park FL – Once your strongly worded credit report dispute letters are written to each of the three credit reporting companies, then it is time to get it into the hands of their dispute department. The goal is to get your letter read, taken Read More... Posted Tuesday, July 05, 2011 11:38 AM by Fred Martin | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Seller Information