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July 2011 - Posts
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Orange Park FL – No one wants a deficiency on a short sale. It’s not your fault the housing market crashed. In fact, some people say that the banks and Wall Street are what caused the crash. Get my Free, Step By Step Loan Modification Guide Read More...
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Orange Park FL – Most people short selling their home do not want to repay the deficiency. And in most cases, the lender allows them to walk away with no deficiency. But, that is not always the case. Some banks are very pushy when it comes to the Read More...
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Orange Park FL – Loan Modifications are tough. Lenders don’t want to reduce your payment or reduce the amount you owe. It’s insane. Don’t even get me started on the topic of the nation’s courts being tilted in the favor of Read More...
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Orange Park FL –We had a question about FHA short sales yesterday. We did some research on FHA short sales as a result. We stumbled upon something interesting. We have a list of all of the things that FHA considers legitimate hardships for a short Read More...
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Orange Park FL – The Stop Foreclosure Institute recently received a question from Tonia about short sales. Apparently Tonia has been mislead by her lender. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is Tonia’s Read More...
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Orange Park FL – I know a guy that wiped out 300k in mortgage debt. I’ll call him Tom. The name and some of the details have been changed to protect his privacy. Tom owed a lot of money on his house. He owed 600k on a first mortgage and then Read More...
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Orange Park FL – Some sellers think that if they sell their house for more money, then they are less likely to have a deficiency. Let me explain why that is not true. Get my Free, Step By Step Loan Modification Guide by clicking here. Another realtor Read More...
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Orange Park FL – The Stop Foreclosure Institute recently received an e-mail from a recent short sale seller. We had helped him short sale his house. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is his e-mail. “Hi, Read More...
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Orange Park FL – Most homeowners negotiating a loan modification are not amazing negotiators. After all, it’s not every American’s job to be a great negotiator. America is built on hard work and treating people fair. Most stores offer Read More...
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Orange Park FL – If you have a foreclosure or short sale on your credit report, then it will lower your credit score quickly. In the near term, the decrease will be much more than it will be a few months down the road when it starts to inch its Read More...
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Orange Park FL – The next step in your path to an improved credit score is to do what they say on the shampoo bottles: Rinse and Repeat. Get my Free, Step By Step Loan Modification Guide by clicking here. In the Rinse and Repeat phase, you just Read More...
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Orange Park FL – The next step in your credit repair process is a very important one. This is the time where you check the results of your efforts so far. Get my Free, Step By Step Loan Modification Guide by clicking here. The credit bureaus have Read More...
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Orange Park FL – The next step in the process of getting a cleaned up credit report, is the one that takes the least effort, but the most patience: WAITING. You’ve done your part to get the ball rolling, and now the credit reporting companies Read More...
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Orange Park FL – I mentioned in the last note that you’ll need to keep a file of records about your credit restoration process. This is an important part of the process, and deserves a bit more than a brief mention. Get my Free, Step By Step Read More...
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Orange Park FL – Once your strongly worded credit report dispute letters are written to each of the three credit reporting companies, then it is time to get it into the hands of their dispute department. The goal is to get your letter read, taken Read More...
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Orange Park FL – Using your work on the credit report, you are ready to take action. You are now going to write a letter to the credit bureaus about the items you’ve highlighted and noted. Get my Free, Step By Step Loan Modification Guide Read More...
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Orange Park FL – The next step in going over your credit reports is to really rank the items being reported about you to find ones that are the most negative. Rank the negative items with the MOST negative ones given the lowest ranking. Get my Free, Read More...
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Orange Park FL – Once you have gotten your credit report, the next step in the process of restoring your credit score is to go over it with a critical eye. Analyze what the report says. Get my Free, Step By Step Loan Modification Guide by clicking Read More...
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Orange Park FL – One of the common reasons that people are concerned about a foreclosure or short sale in their history is because they are concerned about their credit score. Get my Free, Step By Step Loan Modification Guide by clicking here. While Read More...
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